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Difference Between a Mortgage Banker vs. a Mortgage Broker – A mortgage broker doesn’t represent one institution, but works with many to shop for a loan for a specific individual. The banker is a direct lender. The broker is a middleman between you and the lender. The jobs are similar and the federal Bureau of Labor Statistics lists both as "loan officers" with similar functions and pay.
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Est. Mortgage: $/month. Calculate Use federal interest rate. federal 30-year interest rate: 3.75 % last updated on 2019-07-03. This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.