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Fixed Rate Mortgage vs. Adjustable Rate Mortgage (ARM) – So ask yourself how long you are going to be in your new home. If the answer is five years, then you ought to be looking for a loan that is fixed for only five years, not 30. Consider this example of how you can save money with an adjustable-rate mortgage.
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The Truth About Reverse Mortgages – . mortgage is the right financial decision for you and your loved ones. Here’s a basic guide on what a reverse mortgage is, how to make it work best for you, and what other options are available. A.
How to know when to refinance your mortgage – Bankrate.com – 2 major types of refinances: Rate-and-term refinancing to save money. Typically, you refinance your remaining balance for a lower interest rate and a loan term you can afford. (The loan term is the number of years it will take to repay the loan.) Cash-out refinancing, in which you take out a new mortgage for more than what you owe.