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When Paying the Mortgage is a Struggle | Consumer Information – If you have a mortgage through the Federal Housing Administration (FHA) or Veterans Administration (VA), you may have other foreclosure alternatives. Contacting Your Loan Servicer. Before you have any conversation with your loan servicer, prepare. Record your income and expenses, and calculate the equity in your home.

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TheNewYorkTimes_20160714.pdf | Refinancing | Mortgage Loan –  · It May Be Time to Refinance Your Mortgage (Again) By NEIL IRWIN. Its a good time to check the rate on your home mortgage, because you might save money by refinancing. For that, American homeowners can thank British voters, central banks in Europe and Japan, and a global economy that just cant get out of first gear.

Mortgage Refinancing Qualifications | Home Guides | SF Gate – With the days of easy mortgage money in the past, refinancing a mortgage isn’t what it used to be. Homeowners must be prepared to work through a process with their mortgage company to refinance.

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The Housing Bubble Blog » Bits Bucket And Craigslist Finds. –  · We have a lot of sub prime and adjustable rate mortgages here. Buyers have to be patient.. It also means that in the mean time any another lender COULD take a mortgage before them and leave the first lender with a unsecured loan.. That’s how I felt when a staffer for one of my Congresscritters justified the $500,000 figure for FHA.

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